I have decided that I am going to look for a house, but of necessity it would have to be a small one. Of course this makes a good bit of sense for me, since I could get up the down payment for a small house, especially if it was not in perfect shape. At any rate I realize that this is not that simple of a process and I wonder whether or not you need to enlist the services of a realtor for Denver to make it simpler. Obviously that is going to cost you some money, but if someone really knows what they are doing that is going to make the whole thing a lot easier and in theory they might save you a bit of money. In fact you know that they are going to want to come out of the process with a profit, this is America and we believe in Capitalism with a big C.

At any rate I have decided that renting is just a big waste of money. All of the apartments I see on the market are wildly overpriced to start with. Then of course the money goes into the pocket of the landlord and you never see it again. If you buy a house, even a small one, then you are going to build equity up in it. Even in a couple of years that is going to add up to a lot of money and it is extremely useful if you have other moves that you want to make or if you need to make. The big thing is that you have collateral that can be borrowed against and obviously the thing which you would plan to do is to make a bigger purchase when that is a good move for you.