How to Arrange Bad Credit Motorcycle Loans

The Need for Bad Credit Motorcycle Financing

For those who have poor credit, motorcycle financing can be can be difficult (but not impossible) to arrange because, while car/motorcycle dealerships with in-house motor-cycle loans do exist, it is tough most times to find the brand, style and color that you are interested in. You have to choose from a small number of bikes and settle for what you can find on the lot. In addition, small local dealers will insist on a huge down payment in order to get into one of their motorcycle loan.

Where to Look For Bad Credit Motorcycle Loans?

So what is the best place for people to begin their search for bad credit motor bike financing? Besides small local dealerships that may have a few motor bikes on the lot, poor credit can limit your options. The problem seems to be that most small local dealerships do not have very many bikes on the lot, and if they do you will be lucky to find one that interests you, and that mainstream full-blown motorcycle dealerships usually do not want to issue in-house bad credit motorcycle loans. Nevertheless, there are a few other options for getting poor credit motorcycle financing. The first step is to try to qualify for conventional motor-cycle finance at a motorcycle dealership. That begins by knowing what your credit score is.

How bad is Your Credit Score Really?

The fact that you have low credit at all may not be the deciding factor when a dealership considers bad credit motorcycle loans. Of course financing a motor cycle will depend on your credit score, but more importantly, it will depend on your recent credit history. If you have had poor credit items added to your credit history recently, in the past few months, then this will more negatively affect your credit score and your ability to secure low credit motorcycle financing. Bad credit items from the past, from a year or more back do not count nearly as much as recent items. If you do have any bad credit items in the past year then you should consider trying to get those items removed before you apply for your bad credit motorcycle finance. In general, if you have the cash in hand when calling your creditors, then you have a very good chance at getting the debt removed completely from your credit history.

How Your Income Factors in to Bad Credit Motorcycle Financing

Another item, which may affect your ability to qualify for poor credit motorcycle financing, is your income. The higher your income is, the less important your credit score will be to the dealership when considering your motorcycle finance, whether it is through a (BHPH) “Buy Here Pay Here” local small car lot, or through a fully fledged motorcycle dealership, because you will present a much lower risk to the dealer if they know that you have the income to make your payment and that you are not struggling with paying your …

Why Become An Automotive Technician?

Why would anyone want to be a professional automotive technician? The pay offered by some other technical trades can be substantially better and the cost to equip yourself to perform the majority of automotive repairs isn’t cheap. So what draws the bright minds we need to this industry and what changes or perceptions do we need to change to attract the next generation of diagnosticians to our industry?

In this edition of “In The Workshop”, four talented techs share their thoughts.

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Aérospatiale-BAC Concorde (1969) and Chrysler Concorde (1998)

Aérospatiale-BAC Concorde (1969) and Chrysler Concorde (1998)

Aérospatiale-BAC Concorde /ˈkɒŋkɔrd/ is a retired turbojet-powered supersonic passenger airliner or supersonic transport (SST). It is one of only two SSTs to have entered commercial service; the other was the Tupolev Tu-144. Concorde was jointly developed and produced by Aérospatiale and the British Aircraft Corporation (BAC) under an Anglo-French treaty. First flown in 1969, Concorde entered service in 1976 and continued commercial flights for 27 years.

Among other destinations, Concorde flew regular transatlantic flights from London Heathrow and Paris-Charles de Gaulle Airport to New York JFK, Washington Dulles and Barbados; it flew these routes in less than half the time of other airliners. With only 20 aircraft built, the development of Concorde was a substantial economic loss; Air France and British Airways also received considerable government subsidies to purchase them. Concorde was retired in 2003 due to a general downturn in the aviation industry after the type’s only crash in 2000, the 9/11 terrorist attacks in 2001, and a decision by Airbus, the successor firm of Aérospatiale and BAC, to discontinue maintenance support.

A total of 20 aircraft were built in France and the United Kingdom; six of these were prototypes and development aircraft. Seven each were delivered to Air France and British Airways. Concorde’s name reflects the development agreement between the United Kingdom and France. In the UK, any or all of the type—unusually for an aircraft—are known simply as "Concorde", without an article. The aircraft is regarded by many people as an aviation icon and an engineering marvel.

Early studies


The origins of the Concorde project date to the early 1950s, when Arnold Hall, director of the Royal Aircraft Establishment (RAE) asked Morien Morgan to form a committee to study the SST concept. The group met for the first time in February 1954 and delivered their first report in April 1955.

At the time it was known that the drag at supersonic speeds was strongly related to the span of the wing. This led to the use of very short-span, very thin rectangular wings like those seen on the control surfaces of many missiles, or in aircraft like the Lockheed F-104 Starfighter or the Avro 730 that the team studied. The team outlined a baseline configuration that looked like an enlarged Avro 730, or more interestingly, almost exactly like the Lockheed CL-400 "Suntan" proposal.

This same short span produced very little lift at low speed, which resulted in extremely long takeoff runs and frighteningly high landing speeds. In an SST design, this would have required enormous engine power to lift off from existing runways, and to provide the fuel needed, "some horribly large aeroplanes" resulted. Based on this, the group considered the concept of an SST unfeasible, and instead suggested continued low-level studies into supersonic aerodynamics.

Slender deltas

Soon after, Dietrich Küchemann at the RAE published a series of reports on a new wing planform, known in the UK as the "slender delta" concept. Küchemann’s team, including Eric Maskell and Johanna Weber, worked with the fact that …

The Legend of Pop Hollinger, First Comic Book Dealer

It’s strange that most comic book collectors and dealers have never heard of Pop Hollinger. This 47-year-old retired teacher from Concordia, Kansas was the first dealer who bought and sold old novels, pulp magazines, magazines and comic books. Hollinger ran his shop from 1939 in Concordia, during the deep economic Depression, to 1971. Whether thousands of comic book dealers today have or never heard of Pop Hollinger, they follow in his footsteps: selling, buying and trading them.

Mr. Hollinger started his business selling periodicals in a basement underneath a grocery store. He sold most anything he owned, including classic paperback novels published by Pocket Books for 25 cents each. Soon, he grew his business, selling used pulps, paperbacks, magazines, and comic books. He specialized in comics which were quickly becoming popular. After a few years, he ran a vibrant business, even expanding his business which included as many as 15 to 20 outlets around Concordia. Hollinger even popularized a mail order service for interested buyers across the country. Selling through mail ordering made Pop realize that there was a demand for back issues. For this purpose, he would store issues for future business. For 20 or 30 cents a week a person could receive five or ten comics, respectively. This was an unbeatable bargain when you could buy one at the local newspaper stand for 10 cents.

1939 was a special year for comic books, which featured, for the first time, superheroes. No doubt he would have owned the most famous, such as: Action Comics #1 (first appearance of Superman), Detective Comics #27 (first appearance of Batman), Superman #1, Batman #1, Wonder Woman #1, All-Star, All-Flash, Timely Comics (future Marvel Comics) and Fawcett Comics. These “Golden Age” comics became “super” sellers. But there were also many other others on the market.

Hollinger used radically unorthodox methods for preserving each of his books, because he knew kids could easily tear them up, and many mothers threw them out in the trash. Pop soon found out comics did not wear well under constant buying, selling, and trading. So, he bound the books with brown or green tape around the spine and on the inside to preserve them from being torn apart. He also knew that comics were made of pulp which attracted insects, so he treated them with special chemicals that repelled them. He even took out the original staples, replacing them with new ones. Finally, he pressed them flat using a press of his own design that exerted several hundred pounds of pressure. Today’s collector or dealer would never use this method of preservation because it would ruin the book’s value. Instead, dealers and collectors carefully put the books in Mylar bags and insert a cardboard backing, so they won’t bend or tear. Even so, Hollinger deserves credit for creating his own method of preserving them.

By 1942, there were roughly 50 comic book publishers. Each publisher produced at least 30 different ones, which totaled to several thousand different issues circulating …

Scissor Car Lift from BendPak: XR-12000 Quatra Automotive Shop Installation Raising a Lexus

for more information on the Quatra Scissors Auto Lift from BendPak. The new Quatra car lift is a specially designed scissors lift that allows the operator to truly vertically lift nearly any vehicle under 12,000 pounds up from the garage or shop floor and put it in the air for easy automotive maintenance and repair. The unique car lift design has no joiner bridge between the two run ways, so comfort and space is maximized for the repair technician because he can walk directly beneath the vehicle without having to worry about over-head obstruction and injury. Also thanks to the opposing scissors lift design, automotive repair experts can walk a perpendicular path beneath the car lift and receive the sensation of walking through a wide open doorway. With the freedom to move, shop owners can expect a jump in efficiency and a sharp reduction in automotive related injury. The XR-12000 Quatra true vertical car lift from BendPak also comes in a specialized alignment version with slip plates and turn plates integrated into the heavy-duty runways, allowing car lift operators unprecedented freedom in correcting wheel alignments on the vehicles they service. Find out more about the Quatra XR-12000A under this link: