Started to Look for a House

I have decided that I am going to look for a house, but of necessity it would have to be a small one. Of course this makes a good bit of sense for me, since I could get up the down payment for a small house, especially if it was not in perfect shape. At any rate I realize that this is not that simple of a process and I wonder whether or not you need to enlist the services of a realtor for Denver to make it simpler. Obviously that is going to cost you some money, but if someone really knows what they are doing that is going to make the whole thing a lot easier and in theory they might save you a bit of money. In fact you know that they are going to want to come out of the process with a profit, this is America and we believe in Capitalism with a big C.

At any rate I have decided that renting is just a big waste of money. All of the apartments I see on the market are wildly overpriced to start with.…

Trabbi Lowrider

Trabbi Lowrider

©2007 by joão paglione – all rights reserved

Als Trabant wird die ab 1957 in der DDR gefertigte Pkw-Baureihe des Herstellers VEB Sachsenring Automobilwerke Zwickau bezeichnet. Zwischen November 1957 und April 1991 wurden insgesamt 3.051.385 Fahrzeuge der Trabant-Baureihe produziert. Beim deutschen Kraftfahrt-Bundesamt waren zum 1. Januar 2007 noch rund 52.400 Fahrzeuge in Deutschland registriert. Viele Fahrzeuge exportierte man zu DDR-Zeiten in die ČSSR, nach Polen und vor allem Ungarn. Anfänglich galt die Baureihe als sparsam und robust, später jedoch veraltete sie aufgrund fehlender Innovationen. Heute gilt der Trabi als Kultauto, das verschiedene Fanclubs würdigen.

quelle: de.wikipedia.org/wiki/Trabant_(Pkw)

Although Trabants had been exported from East Germany, they became well-known in the West after the fall of the Berlin Wall when many were abandoned by their Eastern owners after migrating westward. News reports inaccurately described them as having cardboard bodies. This is likely due to the fact that the body of the Trabant was Duroplast, a material that, in East German production, often made use of varying quantities of different fibers, such as cotton, or occasionally paper.

In the early 1990s it was possible to buy a Trabant for as little as a few marks, and many were given away. Later, as they became collectors’ items, prices recovered, but they remain very cheap cars. Green Trabants are especially popular as they are said to bring good luck.

In 1997, the Trabant was celebrated for passing the "Elchtest" ("moose test"), a 60 km/h (37 mph) swerve manoeuvre slalom, without toppling over like the Mercedes-Benz A-Class infamously did. A newspaper from Thuringia had a headline saying "Come and get us, moose! Trabi passes A-Class killer test".

source: en.wikipedia.org/wiki/Trabant

Posted by joaobambu on 2009-04-29 11:01:24

Tagged: , 30d , canon , trabant , colorful , lowrider , modified , berlin , mitte , deutschland , germany , automobile , carro , coche , macchina , red , reddish , car , Auto , typisch , berliness , styling , trabbi , wikipedia , duroplast …

Garage Insurance – Used Car Dealers and Repair Shops Watch Those Symbols

Garage insurance is a much misunderstood policy form. Many professional insurance agents are confused about exactly when to use it and more importantly exactly how. You can use a garage liability policy to protect a used car dealer, often referred to as dealer’s insurance, or you can use this same form to protect an automotive repair shop or to set up body shop insurance. The trick is to know the symbols. If you own a car dealership or an automotive repair shop and are purchasing insurance for your business, it is advisable that you find an agent who specializes in the garage insurance form to help you with this purchase so you don’t end up with the wrong form and perhaps find yourself without coverage after a large loss.

As I mentioned earlier, both types of businesses, auto repair and or body shops and used car dealers both need the garage policy. But exactly what kind of operations are covered in these policies is driven by the symbols shown on the policy. This is very important. If your business is automotive repair or body work but your policy is set up with symbols that would apply to a car dealership, you could find yourself without coverage in the event of a liability loss.

 

So how do you know if you have the correct symbols and thus the correct form? Pull out your garage policy and look at the first page.   Beside each type of coverage, usually to the left, there will be a least one two digit number between 21 and 31. These symbols will describe what is protected by the coverage shown beside that symbol. Here is a list of the most common symbols and what each one protects:

Symbol 21                 Any auto

Symbol 22                 All owned autos

Symbol 23                 Owned private passenger autos only

Symbol 24                 Owned autos other than private passenger

Symbol 25                 Owned autos subject to no fault laws

Symbol 26                 Owned autos subject to Uninsured Motorists law

Symbol 27                 Specifically described autos

Symbol 28                 Hired autos only

Symbol 29                 Non-Owned autos used in the Garage Business

Symbol 30                 Autos Left for Service/Repair/Storage

Symbol 31                 Autos on Consignment

 

As you have probably figured out, if you are an automobile dealer and you have symbol 30 on your policy, you would find yourself without coverage. So why not just put symbol 21 on all coverages? Well, since code 21 is the broadest coverage, you would have to pay more for this insurance policy and in some cases you might be purchasing insurance protection that you didn’t really need.

 

Take some time to look at your policy carefully and review the symbols for each line of coverage to make sure that they are appropriate for the work you do. If you need help with this process, consult your agent. If you agent doesn’t specialize in businesses needing garage policy, ie dealers insurance and auto repair shop insurance, then find one who does. This protection is just too important to leave up to an agent who is practicing on the job …

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